Here We Go!
T wenty months ago, our family's life changed directions. My husband & I began paying closer attention to exactly what we spent our money on. It was NOT pretty...or pleasant, but it started a consistent attitude change. We knew that if we took better care of what we had, we would inevitably have more. Eight months ago, we had another growth spurt. I told my best girlfriend about our efforts & said I felt like I had hit a plateau. That day at lunch, I feverishly took notes on the paper placemat as she explained how she tracked sales & used coupons. The methods she used saved us thousands of dollars & our pantries & shelves are overflowing. Five months ago, we got our 3rd wake-up call which was a financial workshop that challenged us to do 2 things. They both excited me about as much as having my eyeballs paper-cut. 1) We write & adhere to a Spending Plan each month. 2) Six spending categories each have an envelope containing every penny tha